My New Passive Index ETF Portfolio
Unfortunately this is the second time my portfolio has changed in the past two years. The first change was when I moved from a TD Mutual Funds account to Clearsight last year. My advisor had great...
View ArticleHigh Cost Group RRSPs
So my new company offers a group RRSP. It’s free cash so I can’t turn that down. But I am not too impressed with the investment selections available. Basically they are just a bunch of mutual funds and...
View ArticleSome Minor Rebalancing: Bought XRB
There was some cash piling up in one our RRSPs again so it was time to buy something with it. I entered in my current portfolio into a spreadsheet that I have been using for probably over five years...
View ArticleAsk Dave: USD Holdings in an RRSP
A reader recently e-mailed me with a question. Here it is: Hi Dave, Just a quick question, please. I saw that you included Vanguard funds in your RRSP holdings but I am confused about that. I thought...
View ArticleVanguard Europe Pacific ETF
The Canadian Capitalist mentioned today how he substituted EFA for VEA, a new ETF from Vanguard. The Vanguard Europe Pacific ETF (VEA) is almost identical to iShares’ EFA, which follows the MSCI EAFE...
View ArticleAsk Dave: Switching to an Index-Based Portfolio
Dear Dave, Firstly, I wish to compliment you on your excellent blog. Your posts are simple and they have certainly helped me navigate towards a passive portfolio. Please keep up the excellent work. Why...
View ArticleAsk Dave: US Dollar Investments Inside Your RRSP
With no more foreign holding limits inside RRSPs, a lot of people are looking into holding foreign currency investments inside the RRSP. In fact my first ever “Ask Dave” post was about this very topic...
View ArticleDiffering Opinions on US Currency Investments for Canadians
A fellow blogger (Y HAT) has a somewhat different view on investmenting USD currency investments: As I write this the Canadian dollar is trading at $1.07 to the US greenback and most Canadian finance...
View ArticleRRSPs versus TFSAs
Here is a great little summary of how the RRSP and the TFSA differ: “RRSPs versus TFSAs: The Math” In summary: So, while it appears that the two plans produce the same results, that only holds true if...
View ArticleAsk Dave: All Foreign ETFs RRSP-eligible?
Charles asks: Are all Vanguard’s ETF RRSP eligible? What about U.S. iShares or Wisdom Tree or Powershares? Thanks for the help! Well all US stocks are RRSP-eligible and ETFs are just stocks. I suppose...
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